There are many easy ways to make a planned gift. Dependent upon the gift and your personal situation, you may wish to involve family members, your financial advisor, or your attorney in the decision.

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• A gift in a will or living trust (bequest) - a simple designation that costs you nothing now, but sustains our programs beyond your lifetime.

  • To make a charitable bequest, ask your attorney to include the following in your will: “I (name) give, devise and bequeath to Bidwell Riverside Center, a not-for-profit corporation, existing under the laws of the State of Iowa, and located in Des Moines, Iowa, __________________(percent of my estate, dollars, property, securities, etc.) to be used for general purposes at Bidwell Riverside Center.”

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• Beneficiary designation in your life insurance or individual retirement account - naming Bidwell as beneficiary of these assets is as easy as a phone call to your retirement plan administrator or insurance company, and updating your beneficiary form.

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• Gifts that pay you income (Charitable gift annuities) - one way to have dependable income in your retirement years, this can provide you with regular payments while supporting our mission. A legal contract between the donor and the Bidwell Riverside Center, through which the donor exchanges cash, stocks, or other assets for an agreed-upon income for life.

  • Benefits include:

  • Significant tax savings in the year the gift annuity is established

  • Secure, fixed income for life at interest rates typically higher than CDs, savings accounts and other investment options

  • Partially tax-free income on annuity payments

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• Tax-free gift of required minimum distributions from an IRA- If  you are 70.5 years old or older, you can contribute up to $100,000 from your individual retirement account without being subject to federal income taxes on that distribution. This provides you a tax benefit, and allows us to use your contribution for our work today. Frequently asked questions on IRAs.

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